A governance checklist for brokers, coverholders, and managing agents

Governance is not a slide deck — it is the sum of decisions, artefacts, and comparisons your organisation can reproduce under scrutiny. This checklist reflects how PolicyCheck sees operational trust across the chain.

Authority boundaries at bind

Capture what could be written versus what was written: territories, limits, exclusions, and facultative touches. Evidence should tie decisions to the wording instance that governed bind.

Change control across endorsements

Treat endorsements like releases: scope the change, identify impacted risks, and confirm downstream schedules reflect the amendment without silent drift.

Audit readiness without narrative reconstruction

Regulators and counterparties reward contemporaneous records. Structured comparisons and immutable trails beat reconstructed stories built weeks later.

Conclusion

Strong governance is boring in the best way: repeatable checkpoints, clear ownership, and artefacts that speak for themselves when programmes scale.