One pack in. Auditable oversight out.
The scattered binder pack flows through four phases — ingest & structure, understand & work, collaborate & compare, control & monitor. Walk the whole book, or jump to any phase.
Bring in the whole binder pack
Upload the whole pack — binding authority, schedules, wordings, endorsements, rate guides and appendices — in one go or by email, and PolicyCheck structures every document for you.
Fifteen things PolicyCheck does on every binder you run.
Ingest, understand, collaborate and control — from a single structured, time-aware view of the binding authority and the policies written under it.
Bring in the whole binder pack
Upload the whole pack — binding authority, schedules, wordings, endorsements, rate guides and appendices — in one go or by email, and PolicyCheck structures every document for you.
- One upload, or straight from your inbox
- Every document classified automatically
- The scattered pack becomes one structured view
See how everything connects
Endorsements overlay the binder and mid-term changes adjust it — PolicyCheck tracks each one's effective dates and how long it applies, so the connections between documents are never lost.
- Endorsements and MTAs mapped to what they change
- Effective dates and roll-on/roll-off tracked
- Nothing hides between the documents
Pull out the authority that matters
Coverholder, agents, classes, territory, limits, referral triggers, prohibited business, commission and claims authority — all identified and linked back to where they came from.
- Limits, territories, classes and referral triggers surfaced
- Prohibited business and commission captured
- Every term linked to its source document
Know what's standard and what's not
PolicyCheck recognises standard market wordings and flags where a binder deviates from them, so unusual or bespoke terms are surfaced for review rather than slipping through.
- Standard market templates recognised
- Deviations from standard wording flagged
- Bespoke terms surfaced for review
Work across languages
A Dutch binder and an English policy schedule are normalised into one structured format, so cross-border binders get exactly the same oversight as domestic ones.
- Multilingual binder packs normalised
- One structured format across languages
- Cross-border binders fully in view
Mark up where authority starts and stops
Add tags and interpretations — authority boundaries, coverage, exclusions, definitions, obligations, geography and dates — so every clause is searchable and the position is easy to navigate.
- Tag authority boundaries and coverage
- Capture interpretations in context
- Every clause becomes searchable
Share it with your team
Annotations, comments and analysis are shared directly on the binder or policy explorer — visible to the whole team, not stuck in one person's inbox.
- Comments and analysis on the document itself
- Shared across the team
- No more scattered email threads
Ask the binder anything
Ask wording, authority-scope or clause-comparison questions in plain language — scoped to a specific binder, version, section or date — and get answers traced back to the wording.
- Plain-language questions, clause-level answers
- Scoped to a version, section or date
- Every answer traced to the source
Compare binders side by side
Compare authority terms across binders — find the most favourable wording, or which binder offers the best limits for a given class and territory.
- Authority terms compared side by side
- Find the best wording or limits
- Decide with the full picture in view
Catch breaches automatically
Automated checks — date window, class, territory, currency, term, multi-year and product scope — flag breaches the moment a policy comes in, not weeks later.
- Automated authority checks on every policy
- Breaches flagged on arrival, not weeks later
- Issues caught before bind
Keep limits and exposure in check
Single-risk limits, aggregate caps, deductible floors and attachment points are checked against the schedule, with reconciliation back to the bordereaux.
- Limits and caps checked against the schedule
- Exposure thresholds monitored
- Reconciled against the bordereaux
Keep the boundary always visible
Referral triggers, limits and authority boundaries are overlaid on the binder, so the line is always visible in context — not buried in an appendix.
- Authority boundaries shown in context
- Referral triggers and limits overlaid
- The line is never out of sight
Bring the policies in
Schedules, certificates, cover notes and endorsements arrive by email or upload — individually or in bulk — and each links to its binder automatically, then runs the same checks.
- Policies in by email or bulk upload
- Each links to its binder automatically
- The same structured checks on every one
Surface the risky policies
Missing documents, masked data, outside-authority exposure and absent mandatory clauses are surfaced to an exceptions dashboard — with severity and drill-down to the source.
- High-risk policies surfaced automatically
- Exceptions dashboard with severity
- Drill down to the source evidence
Watch the binder fill
Written premium is tracked live against each binder's authority — by binder, month, quarter and year-of-account — with pace indicators so you can act before limits are breached.
- Premium tracked live against authority
- Pace indicators: ahead, on-plan, behind, capped
- Act before limits are breached, not after